Tata Neu Infinity HDFC Bank Credit Card
Offers massive rewards on Tata ecosystem spends and high returns on UPI transactions.
- Issuer
- HDFC Bank
- Card type
- Co-branded Card
- Category
- Shopping
- Joining fee
- ₹1,499 + GST
- Annual fee
- ₹1,499 + GST
- Rewards currency
- NeuCoins
Highlights
- 10% NeuCoins on Tata Neu App
- 1.5% NeuCoins on UPI Spends (RuPay variant)
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹1,499 + GST.
- Welcome Benefit: 1,499 NeuCoins (only if fee is charged).
- Annual Fee Waiver on spends of ₹3,00,000 in a year.
Reward earning
| Spend type | Earn rate |
|---|---|
| Tata Neu App Spends | 10% NeuCoins (5% Card + 5% NeuPass) |
| Partner Tata Brands (Croma, Bigbasket, Air India, etc.) | 5% NeuCoins |
| UPI Spends | 1.5% NeuCoins (Capped at 500 NC/month) |
| Other Spends | 1.5% NeuCoins |
Additional Benefits
- 8 Domestic Lounge visits per year (2 per quarter).
- 4 International Lounge visits per year (Priority Pass).
- Lounge access is unlocked after spending ₹50,000 in a quarter
Review
Very good reward rate on Tata ecosystem like croma and Big Basket. You get 5% even on utility bills via Tata app. Check Tata Neu app and you might be eligble for Life Time Free or First Year Free card