Program
Transfer From
Transfer To
Points to Transfer
Aeroplan
1 : 2 Ratio
Air India Maharaja Points
1 : 2 Ratio
AirAsia Rewards
1 : 2 Ratio
Ethiopian Airlines ShebaMiles
1 : 2 Ratio
Etihad Guest
1 : 2 Ratio
Flying Blue (Air France)
1 : 2 Ratio
IHG One Rewards
1 : 2 Ratio
ITC
1 : 2 Ratio
JAL Mileage Bank
1 : 2 Ratio
Qantas
1 : 2 Ratio
Royal Orchid Plus
1 : 2 Ratio
Singapore Airlines KrisFlyer
1 : 2 Ratio
SpiceJet
1 : 2 Ratio
Turkish Airlines Miles&Smiles
1 : 2 Ratio
United MileagePlus
1 : 2 Ratio
Wyndham Rewards
1 : 2 Ratio
Marriott Bonvoy
2 : 1 Ratio
A transfer ratio tells you how many source points become destination points or miles. For example, a 5:4 ratio usually means 5,000 bank points become 4,000 airline miles.
If a partner has an active transfer bonus, the page shows it next to the ratio. Some bonuses are percentage based, while others add a fixed number of extra points after you transfer a certain amount.
Transfer time matters too. A good ratio is less useful if you need an instant transfer and the program normally takes a few days to credit.
Choose a bank or loyalty program, pick the card or source you want to transfer from, and then look at the available airline and hotel partners. If you enter a points amount, the page will also estimate how many miles or hotel points you may receive.
A transfer ratio shows how many source points you need to get a certain number of destination points or miles. For example, a 5:4 ratio means 5,000 source points become 4,000 airline miles or hotel points.
Yes. If there is an active transfer bonus, the page adds that to the base transfer value. Percentage bonuses increase the normal output by a percent, while fixed bonuses add a set number of extra points after you meet the transfer requirement.