PhonePe HDFC Bank Uno Credit Card
An entry-level card for PhonePe users.
- Issuer
- HDFC Bank
- Card type
- Entry-Level Card
- Category
- Shopping
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards currency
- Reward Points
Highlights
- 2 RP/₹100 on PhonePe Select Spends
- 1 RP/₹100 on UPI
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹499 + GST.
- Welcome Benefit: ₹249 after your first RuPay UPI transaction, ₹25 for each UPI transactions of ₹100 or more for next 10 transactions.
- Annual Fee Waiver on spends of ₹1,00,000.
Reward earning
| Spend type | Earn rate |
|---|---|
| PhonePe Spends | 2 RP / ₹100 |
| E-com Brands | 1 RP / ₹100 |
Redemption rate is 1 RP = ₹1
Review
No reason to take this card as reward rate is low. Skip it completly.