IDFC FIRST Mayura Credit Card
IDFC First Mayura is a super-premium credit card offering high reward rates, unlimited domestic and international lounge access, and premium travel benefits. Reward points do not expire, making it a strong long-term card for high spenders.
- Issuer
- IDFC FIRST Bank
- Card type
- Rewards Card
- Category
- Travel & Lifestyle
- Joining fee
- ₹5,999 + GST
- Annual fee
- ₹5,999 + GST
- Rewards currency
- Reward Points
Highlights
- Tiered rewards: 10× points on monthly spends above ₹20,000 and on birthdays, 5× points on spends below ₹20,000, 3× points on rent, wallet loads, education, government.
- Zero forex markup and up to 16 domestic & 16 international lounge visits plus 16 railway lounge visits annually.
- Milestone bonus: 7,500 points on spending ₹8 lakh in a year or 15,000 points on spending ₹15 lakh.
- Up to 24 golf rounds/lessons per year, buy‑one‑get‑one movie ticket offer and trip cancellation protection up to ₹50,000.
Welcome, annual & renewal benefits
- Joining fee and Annual fee of ₹5,999 + taxes.
- The annual fee of ₹5,999 + taxes has no waiver, instead, cardholders can earn milestone bonus points on high spends.
- Earn 4,000 Reward Points on payment of joining fee.
- Earn 4,000 Reward Points on spends over ₹20,000 in the second statement cycle.
- Earn another 4,000 Reward Points on spends over ₹20,000 in the third statement cycle.
- Spend minimum ₹8 Lakhs in the previous card anniversary year and get 7,500 Reward Points (worth up to ₹3,750).
- Spend minimum ₹15 Lakhs in the previous card anniversary year and get 15,000 Reward Points (worth up to ₹7,500)
Reward earning
| Spend type | Earn rate |
|---|---|
| Base Reward | 5 RP / ₹150 |
| Monthly spends > ₹20,000 | 10 RP / ₹150 |
| Flights(in IDFC App) | 30 RP / ₹150 |
| Hotels(in IDFC App) | 60 RP / ₹150 |
| UPI | 3 RP / ₹150 |
- Earning cap of 25,000 bonus points per month
- Points never expire.
- 1 Reward Point = ₹0.25 / 1 Reward Point = ₹0.50 on IDFC Travel.
- Redemption Charges of ₹99 + GST
- Redemption Cap of 3 Lac points/Yr and 1.5 Lac points/month
Milestone benefits
- Earn 7,500 reward points worth ₹1,875 on spending ₹8 lakh in a year or 15,000 points worth ₹3,750 on spending ₹15 lakh.
Lounge, Travel & lifestyle
- Zero forex markup on international transactions.
- Up to 16 domestic and 16 international airport lounge visits per year, plus 16 railway lounge visits (max 4 per quarter).
- Up to 24 golf rounds or lessons per year (2 per month) on meeting monthly spend thresholds.
- Trip cancellation protection up to ₹50,000 and comprehensive insurance covers.
Other features
- Dining discounts at over 350 partner restaurants via Mastercard Culinary Club.
- Roadside assistance worth ₹1,399 and insurance covers including air accident (₹1 crore), personal accident (₹10 lakh) and lost card liability (₹50,000).
Apply now
Apply now
Application is handled directly by HDFC Bank.