HSBC TravelOne Credit Card
HSBC TravelOne is a travel-focused credit card that earns reward points transferable to multiple airline and hotel loyalty programs. It also offers international lounge access and travel privileges, making it suitable for frequent international travelers.
- Issuer
- HSBC Bank
- Card type
- Rewards Card
- Category
- Travel
- Joining fee
- ₹4,999 + GST
- Annual fee
- ₹4,999 + GST
- Rewards currency
- Reward Points
Highlights
- ₹1,000 cashback, ₹3,000 postcard hotel voucher and EazyDiner Prime after ₹10K spend in 30 days.
- Earn up to 4 Reward Points per ₹100 on travel and overseas purchases.
- 1 RP = 1 airline mile or hotel point with select partners
- Access 6 domestic and 4 international lounges plus golf and lifestyle privileges.
Welcome, annual & renewal benefits
- Welcome bonus of 3,000 Reward Points also triggers on the first ₹1,00,000 spent within 90 days.
| Requirement | Reward |
|---|---|
| Spend ₹10,000 in 30 days | ₹1,000 cashback + ₹3,000 Postcard Hotel voucher + 3-month EazyDiner Prime |
| Spend ₹1,00,000 in 90 days | 3,000 bonus Reward Points |
| Annual fee | ₹4,999 + GST (waived on ₹8,00,000 annual spend) |
Eligibility
- Annual Income greater than ₹4,00,000
Reward earning
| Spend type | Earn rate | Reward Value | Reward Value Accor |
|---|---|---|---|
| Flights through HSBC Market Place | 16 RP / ₹100 | 16% | 32% |
| Hotels through HSBC Market Place | 24 RP / ₹100 | 24% | 48% |
| Flights & OTAs + foreign currency | 4 RP / ₹100 | Accelerated earn up to ₹50,000 equivalent each month | |
| All other eligible spends | 2 RP / ₹100 | Reward Points accrue at 1 RP per ₹50 |
- HSBC Market Place has a price guarantee up to ₹1,500 per booking.
- 15% off up to ₹5,000 on flight bookings via Paytm Flights and ClearTrip
- 20% off on select duty free stores
- Prices on HSBC Marketplace tend to be higher than other OTAs, which dampens the reward rate
Redemption options
Transfer points instantly to airline and hotel partners through the HSBC mobile app for 1:1 conversions on most partners.
Airline partners
- Air India, Air France-KLM Flying Blue, British Airways, Etihad Guest, Singapore Airlines KrisFlyer
- Qatar Airways Privilege Club, Qantas, United MileagePlus, Turkish Airlines Miles&Smiles, Japan Airlines, Vietnam Airlines
- AirAsia (1:3 conversion ratio)
Hotel partners
- Marriott Bonvoy, Accor Live Limitless, IHG One Rewards
- Wyndham Rewards, Shangri-La Circle (5:1 conversion ratio)
Milestone bonuses
| Milestone | Reward |
|---|---|
| ₹1,00,000 spend in the first 90 days | 3,000 bonus Reward Points |
| ₹12,00,000 spend each anniversary year | 10,000 bonus Reward Points |
Travel privileges
- Six domestic and four international lounge visits per year included in the base fee.
- Four complimentary golf rounds and twelve lessons annually (one free benefit per month).
- Holiday partner offers: 15% off with Yatra, EaseMyTrip, Paytm Travel, Cleartrip, plus 11% off StayVista (max ₹3,000).
- Duty-free savings up to 20% at select outlets.
Review
HSBC Travel One has been re-rated since the launch of travel bookings on HSBC Markeetplace. 16% on flight and 24% return on hotels are good propositions.
Prices on HSBC MarketPlace travel website tend to be on a higher side so do your research before booking. What we really do not like about HSBC market place is the room inventory. We have observed that for most hotels and rooms, booking with breakfast option is not available.
- We feel this is one of the best travel cards considering a low entry barrier of a 4 lakh salary requirement.
- This card might not suit you if you already hold a super premium card or an Axis Atlas.
- High prices on HSBC Marketplace are a bummer.
- HSBC has Accor as a transfer partner so it enhances reward value
Apply now
Check the HSBC website for the latest eligibility and terms.