HSBC RuPay Cashback Credit Card

A RuPay credit card offering 10% cashback on dining and food delivery, plus UPI compatibility.

HSBC RuPay Cashback Credit Card
Issuer
HSBC
Card type
Cashback Card
Category
Shopping
Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards currency
Cashback

Highlights

  • 10% Cashback on Dining & Food Delivery
  • 1% Cashback on Other Spends inclusing UPI

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹499 + GST.
  • Welcome Benefit: ₹500 Cashback on spending ₹10,000 in first 30 days
  • Waived Annual Fee on specific criteria (check terms).

Reward earning

Spend typeEarn rate
Dining, Food Delivery, Grocery10% Cashback (Capped at ₹400/month)
Other Eligible Spends1% Cashback (Capped at ₹400/month)

Additional Benefits

  • 8 Domestic Lounge visits per year (2 per quarter).
  • 2 International Lounge visits per year.

Review

Great for UPI payments and dining. The caps are low (₹400), but the fee is also very low, and the lounge access is generous for this segment.