HSBC Premier Metal Credit Card
An exclusive metal card for HSBC Premier customers with unlimited lounge access and low forex markup.

- Issuer
- HSBC
- Card type
- Premium Card
- Category
- Travel
- Joining fee
- ₹12,000 + GST
- Annual fee
- ₹20,000 + GST
- Rewards currency
- Reward Points
Highlights
- Unlimited Domestic & International Lounge Access
- Low Forex Markup (0.99%)
- Metal Form Factor
Welcome, annual & renewal benefits
- Joining Fee: ₹12,000 + GST.
- Annual Fee: ₹20,000 + GST (Waived for Premier Qualified).
- Welcome Benefit: Taj Experiences Gift Card worth ₹12,000 + Epicure Membership.
Reward earning
| Spend type | Earn rate |
|---|---|
| All Spends | 3 RP / ₹100 |
| Flights through HSBC Market Place | 18 RP / ₹100 |
| Hotels through HSBC Market Place | 36 RP / ₹100 |
- Points never expire.
- Redemption on HSBC Trvel Portal.
Additional Benefits
- Unlimited Lounge Access globally.
- 0.99% Foreign Currency Markup.
- Buy 1 Get 1 Free Movie Tickets.
Review
A solid premium card if you have HSBC Premier status. Forex fees is very low with very good base reward rate. This card is a big winner if you have travel spends.