Bank rewards guide
HSBC Market Place
HSBC Travel With Points allows HSBC credit cardholders to book flights, hotels and car rentals using reward points or card payment. Through Hopper, members earn accelerated points on travel bookings and can redeem points at 1:1 on select premium cards. Points can also be transferred to global airline and hotel loyalty partners.
Issuer
HSBC Bank India
Program type
Credit-card travel & rewards marketplace
How to join
No separate enrolment – available to eligible HSBC credit cards
Program basics
- Eligibility
- HSBC Privé, Premier, TravelOne, Visa Platinum & RuPay Platinum credit cards
- Portal type
- Travel booking platform (flights, hotels, car rentals) powered by Hopper
- Currency
- HSBC Reward Points
- Points validity
- Privé & Premier: No expiry; TravelOne & Platinum: 3 years
- Access
- HSBC India Mobile App
Eligible booking categories
Bookings eligible for accelerated earning:
- Domestic & international flights
- Hotel stays
- Car rentals
Eligible cards
Only select HSBC credit cards earn accelerated points. Corporate and supplementary cards are excluded.
Privé and Premier cards get premium redemption and transfer ratios.
Accelerated reward rates
These travel multipliers apply only when booking through HSBC Travel With Points.
| Card Type | Flights | Hotels | Car Rentals | Notes |
|---|---|---|---|---|
| HSBC Privé | 6X (30 pts/150) | 12X (60 pts/150) | 2X (10 pts/150) | Highest earn rates |
| HSBC Premier | 6X (18 pts/100) | 12X (36 pts/100) | 2X (6 pts/100) | |
| HSBC TravelOne | 4X (16 pts/100) | 6X (24 pts/100) | 2X (8 pts/100) | Bonus capped at 50k/month for TravelOne overall |
| HSBC Visa/RuPay Platinum | 4X (8 pts/150) | 6X (12 pts/150) | 2X (4 pts/150) | Entry tier |
Monthly caps
Accelerated earnings have a monthly ceiling:
| Card | Monthly Accelerated Cap | Notes |
|---|---|---|
| All eligible HSBC cards | 18,000 Reward Points/month | Base points uncapped |
| HSBC TravelOne | 50,000 bonus points on travel categories | Airline/travel MCC bonus rules |
Convenience fees
- Domestic flights
- ₹300 per passenger per leg
- International flights
- ₹700 per passenger per leg
Reward redemption
Redeem points for flights, hotels, cars or pay partially with card. No restriction on percentage of points versus card payment.
Privé & Premier: 1:1 redemption value on travel bookings.
Points valid on Privé/Premier forever; TravelOne & Platinum valid 3 years.
Airline & hotel transfer partners
Major transfer programs include:
- Air India Flying Returns (Maharaja Club)
- Singapore KrisFlyer
- Air France-KLM Flying Blue
- British Airways Executive Club
- Qatar Privilege Club
- Accor Live Limitless
- Marriott Bonvoy
- IHG One Rewards
- Wyndham Rewards
- Shangri-La Circle
Key rules
Important usage notes:
- Booking must be via HSBC portal; direct bookings don't earn bonus
- Accelerated points posted within roughly 10 days of settlement
- Cancellations reverse bonus points
- Support handled by Hopper for travel; points queries via HSBC