HDFC Bank Freedom Credit Card
An entry-level rewards card with 10X points on select categories.
- Issuer
- HDFC Bank
- Card type
- Entry-Level Card
- Category
- Shopping
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Rewards currency
- CashPoints
Highlights
- 10X CashPoints on BigBasket, Swiggy, BookMyShow, Oyo, Uber
- 500 CashPoints Welcome Gift
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹500 + GST.
- Welcome Benefit: 500 CashPoints.
- Annual Fee Waiver on spends of ₹50,000.
Reward earning
| Spend type | Earn rate |
|---|---|
| Key Partners (BigBasket, Swiggy, etc.) | 10 CashPoints / ₹150 |
| Other Spends | 1 CashPoint / ₹150 |
- 1 Reward Point = ₹0.15
- Rewards Redemption Fee is ₹99 + GST
Review
Entry level card with minimal elegibility criteria. There are better cards avalaible that are even Life Time Free. Take this only if you are not getting any other card and you seriously need one.