HDFC Bank MoneyBack Plus Credit Card
A popular entry-level card offering 10X CashPoints on select merchants.
- Issuer
- HDFC Bank
- Card type
- Cashback Card
- Category
- Shopping
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Rewards currency
- CashPoints
Highlights
- 10X CashPoints on Amazon, Flipkart, Swiggy, BigBasket
- Gift voucher worth ₹500 on expenditure of ₹50,000 or more in a quarter
- Quarterly Spend Benefit
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹500 + GST.
- Welcome Benefit: 500 CashPoints.
- Annual Fee Waiver on spends of ₹50,000 in a year.
Reward earning
| Spend type | Earn rate |
|---|---|
| Amazon, Flipkart, Swiggy, BigBasket | 10X CashPoints (20 CP/₹150) |
| Other Spends | 2 CashPoints/₹150 |
Reward Redemption
| Redemption | Value of 1 point |
|---|---|
| Cashback | ₹0.25 |
| SmartBuy | ₹0.25 |
| Product Catalogue | ₹0.25 |
Rewards Redemption Fee is ₹99 + GST
Review
Considering this is a basic credit card, reward rate is good. But you also have other options in thic category like Axis MyZone and SBI SimplyClick