HDFC Bank Millennia Credit Card
A popular cashback card offering 5% cashback on leading online merchants like Amazon, Flipkart, and Swiggy.
- Issuer
- HDFC Bank
- Card type
- Cashback Card
- Category
- Shopping
- Joining fee
- ₹1,000 + GST
- Annual fee
- ₹1,000 + GST
- Rewards currency
- CashPoints
Highlights
- 5% Cashback on Amazon, Flipkart, Swiggy, BookMyShow, Tata CLiQ, Uber & Zomato.
- 1% Cashback on other spends excluding Fuel, Government Transactions, Rent, and Wallet
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹1,000 + GST.
- Welcome Benefit: 1,000 CashPoints on payment of membership fee.
- Annual Fee Waiver on spends of ₹1,00,000 in a year.
Reward earning
| Spend type | Earn rate |
|---|---|
| Amazon, Flipkart, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato | 5% Cashback (Capped at 1000 CP/month) |
| Other Eligible Spends | 1% Cashback (Capped at 1000 CP/month) |
- 1 CashPoint = ₹1 for statement credit.
- Minimum CashPoints required for redemption: 500.
Additional Benefits
- After sepnding ₹1 lakh or more in a calendar quarter you can either choose a ₹1000 gift voucher or 1 lounge access voucher
- 1% Fuel Surcharge waiver.
Review
Good Cashback card but honestly SBI Cashback card is better.