Travel with Points

Credit card strategy

Focus on cards that earn flexible currencies, pair perks with your lifestyle, and keep an eye on welcome bonus rules.

Featured travel credit cards

Scapia Credit Card

Federal Bank

Scapia Credit Card

Joining Fee
₹0
Annual Fee
₹0
Rewards
Scapia Coins
Category
Travel
Axis Bank Atlas Credit Card

Axis Bank

Axis Bank Atlas Credit Card

Joining Fee
₹5,000 + GST
Annual Fee
₹5,000 + GST
Rewards
EDGE Miles
Category
Travel
HDFC Bank Regalia Gold Credit Card

HDFC Bank

HDFC Bank Regalia Gold Credit Card

Joining Fee
₹2,500 + GST
Annual Fee
₹2,500 + GST
Rewards
Reward Points
Category
Travel & Lifestyle
HSBC TravelOne Credit Card

HSBC

HSBC TravelOne Credit Card

Joining Fee
₹4,999 + GST
Annual Fee
₹4,999 + GST
Rewards
Reward Points
Category
Travel
American Express Platinum Travel Credit Card

American Express

American Express® Platinum Travel Credit Card

Joining Fee
₹5,000 + GST
Annual Fee
₹5,000 + GST
Rewards
Membership Rewards points
Category
Milestone
IndusInd Qatar Airways Avios Credit Card

IndusInd Bank

IndusInd Qatar Airways Avios Credit Card

Joining Fee
₹10,000 + GST
Annual Fee
₹5,000 + GST
Rewards
Avios
Category
Travel
ICICI Bank Times Black Credit Card

ICICI Bank

ICICI Bank Times Black Credit Card

Joining Fee
₹20,000 + GST
Annual Fee
₹20,000 + GST
Rewards
Reward Points
Category
Luxury, Travel & Lifestyle
ICICI Emeralde Private Metal Credit Card

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Joining Fee
₹12,499 + GST
Annual Fee
₹12,499 + GST
Rewards
Reward Points
Category
Travel and lifestyle
HDFC Diners Club Black Metal Credit Card

HDFC Bank

HDFC Bank Diners Club Black Metal Credit Card

Joining Fee
₹10,000 + GST
Annual Fee
₹10,000 + GST
Rewards
Reward Points
Category
Travel & lifestyle
HDFC Biz Black Credit Card

HDFC Bank

HDFC Bank Biz Black Credit Card

Joining Fee
₹10,000 + GST
Annual Fee
₹10,000 + GST
Rewards
Reward Points
Category
Businesss
HDFC Marriott Bonvoy Credit Card

HDFC Bank

HDFC Bank Marriott Bonvoy Credit Card

Joining Fee
₹3,000 + GST
Annual Fee
₹3,000 + GST
Rewards
Marriott Bonvoy Points
Category
Travel
HDFC Infinia Metal Credit Card

HDFC Bank

HDFC Bank Infinia Metal Credit Card

Joining Fee
₹12,500 + GST
Annual Fee
₹12,500 + GST
Rewards
Reward Points
Category
Travel & Lifestyle
Axis Magnus for Burgundy Credit Card

Axis Bank

Axis Bank Magnus for Burgundy Credit Card

Joining Fee
₹30,000 + GST
Annual Fee
₹30,000 + GST
Rewards
EDGE Reward points
Category
Travel and Lifestyle
Axis Horizon Credit Card

Axis Bank

Axis Bank Horizon Credit Card

Joining Fee
₹3,000 + GST
Annual Fee
₹3,000 + GST
Rewards
EDGE Miles
Category
Travel
IDFC FIRST Mayura Credit Card

IDFC FIRST Bank

IDFC FIRST Mayura Credit Card

Joining Fee
₹5,999 + GST
Annual Fee
₹5,999 + GST
Rewards
Reward Points
Category
Travel & Lifestyle
Axis Bank Cashback Credit Card

Axis Bank

Axis Bank Cashback Credit Card

Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST
Rewards
Cashback
Category
Shopping
Flipkart Axis Bank Credit Card

Axis Bank

Flipkart Axis Bank Credit Card

Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Rewards
Cashback
Category
Shopping
Axis Bank Privilege Credit Card

Axis Bank

Axis Bank Privilege Credit Card

Joining Fee
₹1,500 + GST
Annual Fee
₹1,500 + GST
Rewards
EDGE Reward Points
Category
Lifestyle
Airtel Axis Bank Credit Card

Axis Bank

Airtel Axis Bank Credit Card

Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Rewards
Cashback
Category
Utility
Axis Bank MY Zone Credit Card

Axis Bank

Axis Bank MY Zone Credit Card

Joining Fee
Lifetime Free
Annual Fee
₹0
Rewards
EDGE Reward Points
Category
Lifestyle
Axis Bank Neo Credit Card

Axis Bank

Axis Bank Neo Credit Card

Joining Fee
Lifetime Free
Annual Fee
₹0
Rewards
EDGE Reward Points
Category
Lifestyle
Axis Bank Rewards Credit Card

Axis Bank

Axis Bank Rewards Credit Card

Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST
Rewards
EDGE Reward Points
Category
Shopping
IndianOil Axis Bank Premium Credit Card

Axis Bank

IndianOil Axis Bank Premium Credit Card

Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST
Rewards
EDGE Miles
Category
Fuel
American Express Platinum Reserve Credit Card

American Express

American Express Platinum Reserve Credit Card

Joining Fee
₹10,000 + GST
Annual Fee
₹10,000 + GST
Rewards
Membership Rewards Points
Category
Lifestyle
American Express Platinum Charge Card

American Express

American Express Platinum Charge Card

Joining Fee
₹66,000 + GST
Annual Fee
₹66,000 + GST
Rewards
Membership Rewards Points
Category
Travel
American Express Membership Rewards Credit Card

American Express

American Express Membership Rewards Credit Card

Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST
Rewards
Membership Rewards Points
Category
Shopping
American Express SmartEarn Credit Card

American Express

American Express SmartEarn Credit Card

Joining Fee
₹495 + GST
Annual Fee
₹495 + GST
Rewards
Membership Rewards Points
Category
Shopping
American Express Gold Charge Card

American Express

American Express Gold Charge Card

Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST
Rewards
Membership Rewards Points
Category
Lifestyle
HSBC Live+ Credit Card

HSBC

HSBC Live+ Credit Card

Joining Fee
₹999 + GST
Annual Fee
₹999 + GST
Rewards
Cashback
Category
Shopping
HSBC RuPay Cashback Credit Card

HSBC

HSBC RuPay Cashback Credit Card

Joining Fee
₹499 + GST
Annual Fee
₹499 + GST
Rewards
Cashback
Category
Shopping
HSBC Visa Platinum Credit Card

HSBC

HSBC Visa Platinum Credit Card

Joining Fee
Nil
Annual Fee
₹0
Rewards
Reward Points
Category
Shopping
HSBC RuPay Platinum Credit Card

HSBC

HSBC RuPay Platinum Credit Card

Joining Fee
Nil
Annual Fee
₹0
Rewards
Reward Points
Category
Shopping
HSBC Premier Metal Credit Card

HSBC

HSBC Premier Metal Credit Card

Joining Fee
₹12,000 + GST
Annual Fee
₹20,000 + GST
Rewards
Reward Points
Category
Travel
HSBC Taj Credit Card

HSBC

HSBC Taj Credit Card

Joining Fee
₹1,10,000 + GST
Annual Fee
₹1,10,000 + GST
Rewards
Reward Points
Category
Lifestyle
HDFC Bank Millennia Credit Card

HDFC Bank

HDFC Bank Millennia Credit Card

Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST
Rewards
CashPoints
Category
Shopping
Swiggy HDFC Bank Credit Card

HDFC Bank

Swiggy HDFC Bank Credit Card

Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Rewards
Cashback
Category
Dining
Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

Joining Fee
₹1,499 + GST
Annual Fee
₹1,499 + GST
Rewards
NeuCoins
Category
Shopping
Tata Neu Plus HDFC Bank Credit Card

HDFC Bank

Tata Neu Plus HDFC Bank Credit Card

Joining Fee
₹499 + GST
Annual Fee
₹499 + GST
Rewards
NeuCoins
Category
Shopping
PhonePe HDFC Bank Ultimo Credit Card

HDFC Bank

PhonePe HDFC Bank Ultimo Credit Card

Joining Fee
₹999 + GST
Annual Fee
₹999 + GST
Rewards
Reward Points
Category
Shopping
PhonePe HDFC Bank Uno Credit Card

HDFC Bank

PhonePe HDFC Bank Uno Credit Card

Joining Fee
₹499 + GST
Annual Fee
₹499 + GST
Rewards
Reward Points
Category
Shopping
HDFC Bank RuPay IRCTC Credit Card

HDFC Bank

HDFC Bank RuPay IRCTC Credit Card

Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Rewards
Reward Points
Category
Travel
Shoppers Stop HDFC Bank Credit Card

HDFC Bank

Shoppers Stop HDFC Bank Credit Card

Joining Fee
₹299 + GST
Annual Fee
₹299 + GST
Rewards
Reward Points
Category
Shopping
Shoppers Stop Black HDFC Bank Credit Card

HDFC Bank

Shoppers Stop Black HDFC Bank Credit Card

Joining Fee
₹4,500 + GST
Annual Fee
₹4,500 + GST
Rewards
Reward Points
Category
Shopping
HDFC Bank MoneyBack Plus Credit Card

HDFC Bank

HDFC Bank MoneyBack Plus Credit Card

Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Rewards
CashPoints
Category
Shopping
HDFC Bank Diners Club Privilege Credit Card

HDFC Bank

HDFC Bank Diners Club Privilege Credit Card

Joining Fee
₹1,000 + GST
Annual Fee
₹1,000 + GST
Rewards
Reward Points
Category
Lifestyle
HDFC Bank Freedom Credit Card

HDFC Bank

HDFC Bank Freedom Credit Card

Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Rewards
CashPoints
Category
Shopping
IndianOil HDFC Bank Credit Card

HDFC Bank

IndianOil HDFC Bank Credit Card

Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Rewards
Fuel Points
Category
Fuel
HDFC Bank UPI RuPay Credit Card

HDFC Bank

HDFC Bank UPI RuPay Credit Card

Joining Fee
₹99 + GST
Annual Fee
₹99 + GST
Rewards
CashPoints
Category
Shopping
Starter card pairings

Best Starter Travel Card

HSBC TravelOne Credit Card

With HSBC Travel One you get handsome returns when making flight and hotel bookings through the HSBC Market Place platform. HSBC has a very extensive list of airline and hotel partners which makes burning easy

Best All Rounder Travel Card

Axis Atlas Credit Card

With Atlas you get a very good base earning rate of 4% and 10% on travel. This is an all-rounder card and our absolute favorite. Sadly Axis has stopped issuing this card.

Best Starter Card for non travellers

American Express® Platinum Travel Credit Card

Amex Platinum Travel gives 40,000 Milestone points and a ₹10,000 Taj voucher on spending ₹4,00,000 in a year. If you don't spend on travel too much but still want to earn good points on everyday spending then this is the card for you.

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