Bank portals & reward ecosystems
Decode accelerated earn rates, portal quirks, and redemption rules for India’s most popular bank reward platforms before you lock in your next travel booking or voucher spree.
HDFC Bank
HDFC Bank SmartBuy
- Program type
- Credit/Debit-card partner portal
- Join cost
- No separate enrolment – use an eligible HDFC Bank credit or debit card
SmartBuy is HDFC Bank’s proprietary shopping and travel portal that aggregates deals from multiple travel portals and e-commerce partners. Cardholders access the portal and pay with their HDFC card to earn bonus reward points or cashback – up to 10× the standard points on super-premium cards or up to 10 % cashback on other cards. Rewards are credited within 90 days and can be redeemed for flights, hotels or vouchers.
ICICI Bank
ICICI Bank iShop Rewards
- Program type
- Credit/debit-card partner portal
- Join cost
- No separate enrolment – use an eligible ICICI Bank credit or debit card
iShop is ICICI Bank’s online shopping and travel portal where card-holders can book flights, hotels, buses or buy shopping vouchers to earn accelerated reward points (up to ~12×) or iCash cashback (up to ~29 %). Offers, caps and categories vary by card tier, and bonus rewards are credited post-settlement.
HSBC Bank India
HSBC Market Place
- Program type
- Credit-card travel & rewards marketplace
- Join cost
- No separate enrolment – available to eligible HSBC credit cards
HSBC Travel With Points allows HSBC credit cardholders to book flights, hotels and car rentals using reward points or card payment. Through Hopper, members earn accelerated points on travel bookings and can redeem points at 1:1 on select premium cards. Points can also be transferred to global airline and hotel loyalty partners.