Axis Bank Horizon Credit Card
Axis Horizon is a travel-oriented credit card offering reward points on everyday spends and enhanced benefits on travel bookings. It includes airport lounge access and travel-related privileges, making it a good mid-range option for frequent flyers.
- Issuer
- Axis Bank
- Card type
- Rewards Card
- Category
- Travel
- Joining fee
- ₹3,000 + GST
- Annual fee
- ₹3,000 + GST
- Rewards currency
- EDGE Miles
Highlights
- Earn 5 EDGE Miles per ₹100 on Travel EDGE portal bookings and direct airline purchases and 2 miles per ₹100 on other spends.
- Miles redeem at 1:1 ratio with airline and hotel partners.
Welcome, annual & renewal benefits
- The card has an joining and annual fee of ₹3,000 + taxes
- Welcome benefit of 5,000 EDGE Miles when you pay the joining fee and make the first transaction
- Annual benefit of 1,500 EDGE Miles on payment of annual fees
- There is no renewal fee waiver
Reward earning
| Spend type | Earn rate |
|---|---|
| Travel EDGE portal & direct airline bookings | 5 EDGE Miles / ₹100 |
| All other spends | 2 EDGE Miles / ₹100 |
- Exclusions include fuel, rent, wallet loads and government payments (common Axis exclusions).
- Miles are redeemable at 1:1 ratio across more than 15 airline and hotel partners.
Lounge Access
- Axis Horizon Mastercard World gives 6 domestic lounge access while Visa variant gives 8 domestic lounge access.
- 2 International lounge access per qurter.
Review
Toned down version of Atlas Card. 2% bases reward rate(~4% accor) is good for a mid range card.
Joining fee of ₹3000 is completly offset by joining benefit of 5000 EDGE Miles. Annual fee is somewhat offset by annual benefit of 1,500 EDGE Miles.
This is a good mid range card but we feel that HSBC Travel One is a better Travel Card although it comes with a higher fees.
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Application is handled directly by HDFC Bank.