Axis Bank Rewards Credit Card
Axis Bank Rewards Credit Card offers membership benefits and accelerated reward points on apparel and department stores.
- Issuer
- Axis Bank
- Card type
- Rewards Card
- Category
- Shopping
- Joining fee
- ₹1,000 + GST
- Annual fee
- ₹1,000 + GST
- Rewards currency
- EDGE Reward Points
Highlights
- 30% off on Swiggy
- Bonus Points on Monthly Milestone
- 2 Lounge Visits per Quarter
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹1,000 + GST.
- Annual Fee waived on spends of ₹2 Lakhs in a year.
- Welcome Benefit: 5,000 EDGE Reward Points (worth ₹1,000) on net spend of ₹1,000 in first 30 days.
Reward earning
| Spend type | Earn rate |
|---|---|
| Apparel & Department Stores | 10X EDGE Points (20 RP / ₹125) |
| Other Spends | 2 EDGE Points / ₹125 |
- Accelerated rewards capped at 1,000 Points per month (Max spend ₹7,000 on accelerated categories).
Additional Benefits
- Swiggy: 30% off up to ₹150 (Min order ₹500, 2x/month). Code: AXISREWARDS.
- Milestone: 1,500 bonus points on net spends of ₹30,000 per statement cycle.
- Membership Benefits worth ₹1,000 every year.
Lounge Access
- 2 Domestic Lounge visits per quarter.
- Condition: Spend ₹50,000 in the previous 3 calendar months to unlock access.
Review
A decent mid-range card if you can hit the monthly milestones for bonus points, but generally outperformed by cashback cards for pure value.
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Application handled by Axis Bank.