Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card offers up to 7% cashback on online spends (tiered), making it a powerful tool for high-volume online shoppers. It also provides unlimited 0.75% cashback on offline and travel spends.
- Issuer
- Axis Bank
- Card type
- Cashback Card
- Category
- Shopping
- Joining fee
- ₹1,000 + GST
- Annual fee
- ₹1,000 + GST
- Rewards currency
- Cashback
Highlights
- Up to 7% Cashback on Online Spends
- Unlimited 0.75% Cashback on Offline & Travel Spends
- 25% discount up to ₹800 on EazyDiner
Welcome, annual & renewal benefits
- Joining Fee: ₹1,000 + GST.
- Annual Fee: ₹1,000 + GST.
- Welcome Benefit: 5,000 EDGE Reward Points (worth ₹1,000) on your first transaction.
- Annual fee waived on spending ₹4,00,000 in the previous year.
Reward earning
| Spend type | Limit | Cashback Rate |
|---|---|---|
| Online spends (First ₹5,000) | N/A | 2% |
| Online spends (Next ₹35,000) | N/A | 5% |
| Online spends (Above ₹40,000) | No upper limit | 7% |
| Offline & Travel spends | No Cap | 0.75% |
| Utilities | ₹100 per statement | 0.5% |
- Cashback is automatically credited to the statement.
- Exclusions: Fuel, Rent, Wallet loads, Insurance, Education, Government services.
- Utility bill payments cashback is capped at ₹100 per statement.
Dining Benefits
- 25% discount up to ₹800 on EazyDiner (minimum transaction ₹2,500), valid once per month.
Review
The Axis Bank Cashback Credit Card is a strong contender for online shoppers, offering up to 7% cashback. Valid for both low and high volume spenders with its tiered structure. The automatic credit feature makes it hassle-free.
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Application handled by Axis Bank.