American Express® Platinum Travel Credit Card
Amex Platinum Travel is a rewards-focused travel card that offers milestone-based bonus points and accelerated earnings on travel spends. Points can be redeemed for flights, hotels, or transferred to airline and hotel partners, making it popular among points enthusiasts.
- Issuer
- American Express Banking Corp.
- Card type
- Rewards Card
- Category
- Milestone
- Joining fee
- ₹5,000 + GST
- Annual fee
- ₹5,000 + GST
- Rewards currency
- Membership Rewards points
Highlights
- ₹10,000 Taj Experiences e-gift card plus 40K MR after ₹4 lakh annual milestone
- Membership Rewards never expire while the account remains in good standing
Welcome, annual & renewal benefits
Start your Membership Rewards journey with a sizeable welcome bonus and milestone-driven Taj vouchers each membership year.
| Requirement | Reward |
|---|---|
| Spend ₹15,000 within 90 days | 10,000 Membership Rewards points |
Eligibility
- Annual Income greater than ₹6,00,000
Reward earning
| Spend type | Earn rate |
|---|---|
| Eligible card purchases | 1 MR / ₹50 |
| Amex Reward Multiplier | 3 MR / ₹50 |
Most people treat this as a milestone card to spend ₹4,00,000 in the card anniversary year.
- Exclusions: fuel, insurance, utilities, cash transactions, and in-store EMI conversions.
Milestone bonuses
Stay on track each quarter and anniversary year to scoop extra travel value.
| Milestone | Reward |
|---|---|
| ₹1,90,000 spend in a card year | 15,000 MR Points |
| ₹4,00,000 annual spend | 25,000 MR Points + ₹10,000 Taj Voucher |
Redemption options
Marriott is the sweet spot for redemption with a 1:1 conversion ratio.
- Convert MR points to Airline Miles at 2:1 ratio.
- Convert MR points to Marriott points at a 1:1 ratio.
- Convert MR points to other hotel chain points at a 2:1 ratio.
Lounge access
| Channel | Allowance | Notes |
|---|---|---|
| Domestic lounges | 8 visits / year | Capped at 2 visits per quarter for the primary cardmember |
| Priority Pass | Membership fee waived | Visits for primary cardmember and guests billed at prevailing US$35 rate |
Review
A no nonsense card. Rewards on this card are mostly milestone linked and almost everything counts towards Milestone. So you can just swipe it and not worry about exclusions
It would had been great if Amex provided a clear marker for Renewal fee waiver. The power of this card mostly depends on how much money you can extract from marriot points.
- Swipe this card for categories that might be excluded on you other cards.
- Marriot is the sweet spot for redemption.
- Use Amex multiplier to buy vouchers for accelerated rewards.
- When redeeming marriot points try to use 5th Night free offer
- Some great use cases for spending on this card are tax payments, NPS or any other goverment payments
Travel support & protections
- Dedicated Platinum Travel assistance with zero lost card liability once reported.
- Fuel convenience fee waivers at HPCL locations, plus EMI options on eligible purchases.
- Up to 20% dining savings at partner restaurants with American Express offers.
Apply now
American Express India will provide the full application details.