American Express Platinum Charge Card

The American Express Platinum Charge Card is the ultimate symbol of luxury, offering unlimited lounge access, elite hotel statuses, and exceptional concierge services.

American Express Platinum Charge Card
Issuer
American Express
Card type
Premium Charge Card
Category
Travel
Joining fee
₹66,000 + GST
Annual fee
₹66,000 + GST
Rewards currency
Membership Rewards Points

Highlights

  • Unlimited Global Lounge Access
  • Elite Status with Marriott, Hilton, etc.
  • 3X Points on Overseas Spends

Welcome, annual & renewal benefits

  • Joining Fee: ₹66,000 + GST.
  • Annual Fee: ₹66,000 + GST.
  • Welcome Benefit: Vouchers worth ₹45,000+ (varies by offer) on eligible spends.
  • Renewal Benefit: Vouchers from Taj/Luxe worth up to ₹35,000 on spending ₹20 Lakhs.

Reward earning

Spend typeEarn rate
Domestic Spends1 MR Point / ₹40
International Spends3 MR Points / ₹40
Reward MultiplierUp to 5X Points
  • Points never expire.

Luxurious Benefits

  • Elite Tier Status: Marriott Bonvoy Gold, Hilton Honors Gold, Radisson Rewards Premium, Hertz Gold Plus.
  • Fine Hotels & Resorts: Perks like room upgrades, 4pm late checkout, breakfast for two.
  • 24x7 Platinum Concierge service.

Lounge Access

  • Unlimited access to American Express Centurion Lounges globally.
  • Unlimited Priority Pass access for primary and supplementary cardholders.
  • Access to Delta SkyClubs and other partner lounges.

Review

The gold standard for luxury travel cards. If you travel internationally often, the unlimited lounge access and hotel elite statuses provide immense value that far outweighs the high annual fee.