American Express Platinum Charge Card
The American Express Platinum Charge Card is the ultimate symbol of luxury, offering unlimited lounge access, elite hotel statuses, and exceptional concierge services.

- Issuer
- American Express
- Card type
- Premium Charge Card
- Category
- Travel
- Joining fee
- ₹66,000 + GST
- Annual fee
- ₹66,000 + GST
- Rewards currency
- Membership Rewards Points
Highlights
- Unlimited Global Lounge Access
- Elite Status with Marriott, Hilton, etc.
- 3X Points on Overseas Spends
Welcome, annual & renewal benefits
- Joining Fee: ₹66,000 + GST.
- Annual Fee: ₹66,000 + GST.
- Welcome Benefit: Vouchers worth ₹45,000+ (varies by offer) on eligible spends.
- Renewal Benefit: Vouchers from Taj/Luxe worth up to ₹35,000 on spending ₹20 Lakhs.
Reward earning
| Spend type | Earn rate |
|---|---|
| Domestic Spends | 1 MR Point / ₹40 |
| International Spends | 3 MR Points / ₹40 |
| Reward Multiplier | Up to 5X Points |
- Points never expire.
Luxurious Benefits
- Elite Tier Status: Marriott Bonvoy Gold, Hilton Honors Gold, Radisson Rewards Premium, Hertz Gold Plus.
- Fine Hotels & Resorts: Perks like room upgrades, 4pm late checkout, breakfast for two.
- 24x7 Platinum Concierge service.
Lounge Access
- Unlimited access to American Express Centurion Lounges globally.
- Unlimited Priority Pass access for primary and supplementary cardholders.
- Access to Delta SkyClubs and other partner lounges.
Review
The gold standard for luxury travel cards. If you travel internationally often, the unlimited lounge access and hotel elite statuses provide immense value that far outweighs the high annual fee.