American Express Gold Charge Card
A classic charge card offering flexibility with no pre-set spending limit, rewards on dining and fuel, and monthly bonus points.
- Issuer
- American Express
- Card type
- Charge Card
- Category
- Lifestyle
- Joining fee
- ₹1,000 + GST
- Annual fee
- ₹4,500 + GST
- Rewards currency
- Membership Rewards Points
Highlights
- No Pre-set Spending Limit
- 4,000 Bonus Welcome Points
- 1,000 Bonus Points on Monthly Transactions
Welcome, annual & renewal benefits
- Joining Fee: ₹1,000 + GST.
- Annual Fee: ₹4,500 + GST.
- Welcome Benefit: 4,000 Bonus Membership Rewards Points on spending ₹10,000 in first 90 days.
Reward earning
| Spend type | Earn rate |
|---|---|
| Regular Spends | 1 MR Point / ₹50 |
| Reward Multiplier | 5X Points |
- Monthly Bonus: 1,000 Bonus Points on completing 6 transactions of ₹1,000 each in a month.
Dining & Travel
- Up to 20% discount on dining at select partner restaurants.
- Fuel surcharge waiver at HPCL pumps (up to ₹5,000 transaction).
Review
A specialized card that shines if you value the 'Charge Card' flexibility and can utilize the monthly transaction bonus. The 18K and 24K Gold Collection redemption options are also unique.
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Application handled by American Express.